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Plan Descriptions

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The Plan may be amended by the Trustees in the manner provided in the Trust Agreement. Amendments may apply to all groups covered or to certain groups only. Amendments may be made retroactively only to the extent permissible under ERISA, the Internal Revenue Service and other applicable laws.

The following information is current as of the date indicated. The Plan is modified by the Board of Trustees from time to time. Please check with the Fund Office for very recent changes before making decisions that may impact your benefits. Only the Board of Trustees has the power to construe the Plan and its terms.

 
 


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